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State Governments Requiring More from Employees in New Health Benefits

Maybe it's time for the private sector to look at how state governments are ratcheting up the requirements for employees to get health benefits and follow suit.

Whether it is called the Health Enhancement Plan, like it is in Connecticut, or the ParTNers for Health Plan, as it is in Tennessee, state governments are offering new plans that offer lower employee costs (through payroll deductions, deductibles, co-pays, co-insurance) in exchange for employee engagement in health risk identification, prevention, and/or condition management.

Employees seem to "get it". In Tennessee almost 80% of eligible employees chose the ParTNers Plan, which was effective January 1, 2011. In Connecticut, 96% selected the Health Enhancement Plan which is effective October 1, 2011.

And in Tennessee, preliminary reports indicate that 90%+ of those in the ParTNers Plan met the requirements to stay in the plan.

Clearly these plan designs are capturing the attention of employees and there appears to be very little push back (although I am sure they are not without issues!).

Private sector employers, take a look at these plans and think about adopting something similar if you have not already done so! You can always point to the State as someone that has paved the road for you and give you some "cover" if you need it.

Learn more about the State of Tennessee ParTNers for Health Plan

Learn more about the Connecticut Health Enhancement Plan

Posted by Cristie Travis at 8:44 AM

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