From the National Business Coalition on Health: Fifty-four percent of U.S. workers prefer not to have more control over health insurance options because making such decisions is daunting, a survey says.
The third annual Aflac WorkForces Report -- an online survey of nearly 1,900 benefits decision-makers and more than 5,200 U.S. workers -- was conducted in January by Research Now and released by Aflac, a provider of supplemental and guaranteed-renewable insurance in the United States.
The survey found:
62% of workers said medical costs they would be responsible for would increase, but only 23% were saving money for potential increases.
75% of workers said they think their employer would educate them about changes to their healthcare coverage as a result of the Affordable Care Act, but only 13% of employers said educating employees about healthcare reform was important to their organization.
53% said they feared their employers might not adequately manage their coverage, leaving their families less protected.
89% admitted they chose the same benefits year over year -- and many don't understand the options provided.
Even though educating employees is a low priority, helping workers learn how to manage their health care choices effectively presents an opportunity for employers to demonstrate they care about their employees, and to curb potential absenteeism, low morale, and low productivity.