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No Impact on Employer Sponsored Insurance Coverage Rates Due to ACA

Data from the Health Reform Monitoring Survey for June 2013 through September 2014 was used to examine, from the perspective of workers, early changes in offer, take-up, and coverage rates for employer-sponsored insurance under the ACA. 

Results show that there is no evidence that any of these rates have declined under the ACA. They have, in fact, remained constant: around 82 percent (offer rate), 86 percent (take-up rate), and 71 percent (coverage rate), respectively, for all workers and around 63 percent (offer rate), 71 percent (take-up rate), and 45 percent (coverage rate), respectively, for low-income workers. 

To date, the ACA has had no effect on employer coverage. Economic incentives for workers to obtain coverage from employers remain strong.

Read the complete Health Affairs article.

Posted by Cristie Travis at 10:03 AM

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